Directors & Employees

board of directorsDirectors

Marilyn J. Wolfe,  Chairman of the Board 
Marilyn Wolfe was employed at Citizens National Bank from 1944 to 1999. She served as President from 1982 until her retirement in 1999. She was appointed to the Board of Directors in 1970.

David Broster,   
David Broster is a grain farmer in Edwards County. He was appointed to the Board of Directors in 2004.

Richard L. Kline,   
Richard L. Kline is a local attorney. He was appointed to the Board of Directors in 2006.

Randall Longbons,   
Randall Longbons is a local farmer and was appointed to the Board of Directors in 2007.

Dwain O. Massie,   
Dwain Massie was employed at Citizens National Bank in 1947 and retired in 1991. He was appointed to the Board of Directors in 1979.

Jan D. Ridgely,  President & CEO 
Jan Ridgely is the current President of Citizens National Bank. He began his employment in 1986 and was named President in 1999. He was appointed to the Board of Directors in 1999.

D. Wayne Roser,   
D. Wayne Roser was an Edwards County Veterinarian and now farms. He was appointed to the Board of Directors in 1992.

Employees

Jan D. RidgelyPresident & CEO 
Main Office
Kevin R. SmerdonVice President & Senior Lending Officer & Secretary to the Board
Main Office
Stephen R. WardVice President, Cashier, Bank Security Officer & Lending Officer 
Main Office
Janice Ellis Vice President & Chief Financial Officer
Main Office
Susan Roethe Vice President & Chief Risk Officer
Main Office
Walter L. KoertgeVice President & Lending Officer 
Olney Banking Center
Richard H. WolfeVice President & Lending Officer 
Main Office
Lois FewkesVice President & Lending Officer
Main Office
Martha H. SpeirVice President & Bank Secrecy Act Officer 
Main Office
Debra FearnVice President & Trust Officer 
Main Office
Reece Copeland, Assistant Vice President & Lending Officer
Mt. Erie Banking Center
Sharon MasonAssistant Vice President & Lending Operations Officer
Main Office
Beth SealsAssistant Vice President & Assistant Bank Secrecy Act Officer 
Main Office
Eugenia ShawAssistant Vice President 
Main Office
Christina Cowling Assistant Vice President & Deposit Operations Officer
Main Office
Sharon York Assistant Vice President & IRA Administrator
Main Office
Diana CampbellBranch Manager 
Crossville Banking Center
Amy KirbyBranch Manager
Olney Banking Center
Tina Stopher, Branch Manager
Mt. Erie Banking Center
Cindy HodgsonLending Officer
Crossville Banking Center
Derek Weiler Lending Officer
Olney Banking Center
Jerald HubbleBusiness Development Officer
Main Office
Gina SimmsCompliance Officer 
Main Office
Jordan BaumgartCredit Analyst 
Main Office
Crystal BuntingAdministrative Assistant 
Main Office
Kelly Fryman Administrative Assistant 
Main Office
Lora Kocher Administrative Assistant 
Olney Banking Center
Dena MooreAdministrative Assistant
Main Office
Martha Bruce Assistant Lending Operations Officer
Main Office
Deborah Beadles, Assistant Security Officer & Customer Service Representative
Main Office
Beverly Bass, Customer Service Representative
Mt. Erie Banking Center
Yvonne EtzkornCustomer Service Representative
Main Office
Terri Feldmann, Customer Service Representative
Crossville Banking Center
Staretta GarnerCustomer Service Representative 
Main Office
Gayla Hargrave, Customer Service Representative
Crossville Banking Center
Deanna Kabbes, Customer Service Representative
Olney Banking Center
Mike Pszczolkowski, Customer Service Representative
Mt. Erie Banking Center
Abby Shelton, Customer Service Representative
Main Office
Carolyn ShultzCustomer Service Representative 
Main Office
Glenna Summers, Customer Service Representative
Main Office
Kim Thompson, Customer Service Representative
Main Office
Jill Weiler, Customer Service Representative
Olney Banking Center
Debbie Fisher, Deposit Operations Clerk
Main Office
Karen Fritchley,Deposit Operations Clerk
Main Office
Cathy Neikirk, Deposit Operations Clerk
Main Office
Matt Rhinehart, Deposit Operations Clerk
Main Office
Mindy HentonInformation Technology Specialist 
Main Office
Hannah Beal, Part-time Customer Service Representative
Olney Banking Center
Bethany Clodfelter, Part-time Customer Service Representative
Main Office
Marjorie Longbons, Part-time Customer Service Representative
Main Office
Rachel Madding, Part-time Customer Service Representative
Mt Erie Banking Center
Janitorial Staff
Kathy Beadles
Main Bank
Jerome Shultz
Main Bank