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E-mail and Internet-related schemes are becoming more frequent. There are those who try to deceive customers into disclosing information, such as bank account numbers, Social Security numbers or credit card numbers. These messages may appear legitimate, even using bank logos. However, we at Citizens National Bank of Albion will NEVER contact you by e-mail to request personal information. When in doubt PROTECT YOUR IDENTITY!!!
Identity Theft occurs when someone wrongfully uses your personal identification to obtain credit, loans, services, even rentals and mortgages in your name. They may even commit crimes while impersonating you!
Fact: You can you be a victim of credit or debit card fraud if you still have the physical card.
Skimmers are devices that capture the data from the magnetic stripe on your card. Criminals target ATMs because if they can get a card and a PIN then they can get cash. They can transfer the data to a blank card and then use it to make transactions.
Criminals can find out what your PIN is by setting up a camera or watching as you key in your code.
Following are tips for protecting your credit and debit cards:
Cybercriminals are using Internet tools to rob you of your good name and financial information. If you learn to spot the types of scams that occur online and you will go a long way towards steering clear of Internet crime.
BEFORE you click on a link that comes in a forwarded e-mail message or forward a message to others, ask yourself:
Phishing scams are an attempt to trick you into giving sensitive personal information that allows somebody to steal your identity or empty your bank account. Be very skeptical if you receive an e-mail that looks like it is from your bank, broker or other trusted company but asks you to verify or re-enter sensitive personal or financial information through e-mail, a website they direct you to, or a phone number they provide. Look for these signs to spot a phishing e-mail: