Personal and Business Credit Cards

Personal and Business Credit Cards

Credit Card Login

Online Banking

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months. (1)
  • Competitive ongoing APR. (1)
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR (1) for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Other fees may be charged. These fees are listed on the pdf application Credit-Card-Application-CONSUMER or in the online application. Consumer Credit Card Application (cardaccount.net)

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.
  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. (1)
  • Competitive ongoing APR. (1)
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR (1) for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Other fees may be charged. These fees are listed on the pdf application Credit-Card-Application-CONSUMER or in the online application. Consumer Credit Card Application (cardaccount.net)

To Apply Now

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

(1) Please see application for information about current APRs and fees.

Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.

Business Card – Standard Card

Features

  • No annual fee.
  • Competitive ongoing APR. (1)
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.

Fees

Other fees may be charged. These fees are listed on the pdf application Credit-Card-Application-BUSINESS or in the online application. Business Credit Card Application (cardaccount.net)

Business Card – Preferred Points Rewards

Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. (1)
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.

Fees

Other fees may be charged. These fees are listed on the pdf application Credit-Card-Application-BUSINESS or in the online application. Business Credit Card Application (cardaccount.net)

To Apply Now

  • Click the link to the online application. Business Credit Card Application (cardaccount.net)
  • Type your information and submit.
  • Another option is to fill in, print and bring the pdf application into the bank. Credit-Card-Application-BUSINESS
  • Paper applications are also available at our local branch office.
  • Paper applications may be submitted to a CNB Loan Officer.
  • Supporting documents vary depending on the type of business you have. See chart below.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

(1) Please see application for information about current APRs and fees.

Supporting Documents for Your Card Application

Sole

Proprietor

 

Partnership

Private

Corporation

Public

Corporation

 

Non-Profit

Application

*

* * * *
Organizational Papers

*

* * *

*

Borrowing Resolution

*

* *

*

Financial Statements

*

* *

*

Personal Guaranty

* * *

Personal Tax Return

*

*

*