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CNB Fees

Online Banking

Fee Schedule – Effective July 1, 2020

Please refer to the chart below to see the full list of charges for each service offered
If you have any questions, please call 618/445-2344 or toll-free at 800/445-7189

ServicesFee

Services


Balance Inquiry

Fee


None

Services


Copies of Checks/Deposits (per item)

Fee


None

Services


Temporary Checks/Deposits

Fee


None

Services


Account Printout

Fee


None

Services


Transfer Fee

Fee


None

Services


Return Deposit Items

Fee


None

Services


Checkbook Account Balancing (per hour)

Fee


None

Services


Account closing charge (within 90 days)

Fee


None

Services


Paid Non-Sufficient Fund Fee

Fee


$30.00

Services


Returned Non-Sufficient Fund Fee

Fee


$30.00

Services


Account Watch (Caution)

Fee


$30.00 for three months

Services


Stop Payment for checks and Corporate ACH

Fee


$30.00 for six months

Services


Consumer One-Time ACH Stop Payment

Fee


$30.00

Services


Consumer Recurring ACH Stop Payment

Fee


$60.00 for one year

Services


SPIN Person-to-Person Money Transfer

Fee


$1.00 per transaction

Services


Expedited Payments

Fee


no

Services


Overnight

Fee


$10.95

Services


Same Day

Fee


$16.95

Services


Christmas Club Early Withdrawal Fee

Fee


$10.00

Services


Health Savings Account

Fee


$25.00 per year

Services


IRA (Individual Retirement Account)

Fee


None

Services


Excess Transaction Fee for Money Market Acct

Fee


$10.00 per statement cycle

Services


Dormant Maintenance Fee
monthly fee for checking accounts quarterly fee for savings accounts

Fee


$10.00 - If account balance is less than $100. If balance is over $100, there is no fee.

Services


An account is dormant if there is no activity or written communication from customer for one year. Letter will be sent to customer at one year of inactivity.

Fee


no

Services


Address Locate Fee
monthly fee for customers who do not provide a signed address change authorization in a timely manner and/or upon request

Fee


$10.00

Services


Debit/ATM Card Replacement

Fee


$5.00

Services


VISA Transaction Alerts

Fee


$5.00 per statement cycle

Services


ATM Surcharge Fee (non-customer)

Fee


$3.00

Services


Research (per hr.)

Fee


no

Services


Year 2004 to present

Fee


$25.00 hr.

Services


Bank of Lawrence County Prior to 4/17/15

Fee


bank's discretion

Services


Non-Customer Check Cashing (per check)

Fee


$5.00 for a check under $1,000, 5% for a check over $1,000

Services


Money Orders (limit $1,000 each)

Fee


$2.00

Services


Cashier Checks

Fee


$5.00

Services


Zipper Bag -- (one time charge)

Fee


$5.00

Services


Night Deposit Bag w/Lock -- (annual fee)

Fee


$30.00

Services


Foreign Check Collection

Fee


$10.00

Services


Coin Counting (non-customer)

Fee


10%

Services


Notary Service (non-customer)

Fee


$5.00 per item

Services


Garnishment, Levy & Liens

Fee


$25.00

Services


Signature Guarantee - Customer (Albion only)

Fee


$25.00 per item

Services


Signature Guarantee - Non-Customer (Albion only)

Fee


$50.00 per item

Services


Photocopies (per item)

Fee


None

Services


Fax Machine(per page)

Fee


$1.00 for the first page; $0.50 for each additional page

Services


Wire Transfer - Customer (Outgoing)

Fee


$25.00

Services


Wire Transfer - Customer (Incoming)

Fee


$0.00

Services


Wire Transfer - Non Customer

Fee


$35.00

Services


International Wires -- Customer & Non Customer

Fee


no

Services


International Wire Transfer - (Incoming)

Fee


$35.00

Services


International Wire Transfer - (Outgoing)

Fee


$55.00