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Current Rates

Online Banking

Certificate Rates

Annual percentage yields are effective on certificates opened from Effective as of March 20, 2020

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


**91 Day Certificates

Annual Percentage Yield


0.25%

Interest Rate


0.25%

Term/Account


**6 Month Certificates

Annual Percentage Yield


0.45%

Interest Rate


0.45%

Term/Account


**9 Months Certificates

Annual Percentage Yield


0.50%

Interest Rate


0.50%

Term/Account


**12 Months Certificates

Annual Percentage Yield


0.55%

Interest Rate


0.55%

Term/Account


**15 Months Certificates

Annual Percentage Yield


0.55%

Interest Rate


0.55%

Term/Account


**18 Months Certificates

Annual Percentage Yield


0.55%

Interest Rate


0.55%

Term/Account


**24 Months Certificates

Annual Percentage Yield


0.60%

Interest Rate


0.60%

Term/Account


**30 Months Certificates

Annual Percentage Yield


0.75%

Interest Rate


0.75%

Term/Account


**36 Months Certificates

Annual Percentage Yield


0.75%

Interest Rate


0.75%

Term/Account


**48 Months Certificates

Annual Percentage Yield


0.75%

Interest Rate


0.75%

Term/Account


**60 Months Certificates

Annual Percentage Yield


1.00%

Interest Rate


1.00%

1,000.00 minimum deposit required to open all accounts unless otherwise stated
**A penalty may be imposed for early withdrawal.**

Money Market Accounts- Limited Transactions

Annual percentage yields effective as of March 20, 2020

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$5,000.00 minimum deposit required to open account
$10.00 monthly charge if balance falls below $5,000.00

Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


Balances below $49,999.99

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Term/Account


Balances of $50,000.00-$99,999.99

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Term/Account


Balances of $100,000.00-$249,999.99

Annual Percentage Yield


0.15%

Interest Rate


0.15%

Term/Account


Balances of $250,000.00 or $499,999.99

Annual Percentage Yield


0.25%

Interest Rate


0.25%

Term/Account


Balances of $500,000.00 or more

Annual Percentage Yield


0.50%

Interest Rate


0.50%

Super Now Accounts- Unlimited Transactions

$2,500.00 minimum deposit required to open account. $5.00 monthly charge if balance falls below $2,500.00

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


Balances Below $2,500.00

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Term/Account


Balances of $2,500.00 or more

Annual Percentage Yield


0.15%

Interest Rate


0.15%

Now Accounts- Unlimited Transactions

$500.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$5.00 monthly charge if balance falls below $500.00

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Business Interest Bearing- Unlimited Transactions

$500.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$5.00 monthly charge if balance falls below $500.00

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Statement Savings Accounts

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$50.00 minimum deposit required to open an account.

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Club Save Kids Savings Accounts

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$50.00 minimum deposit required to open an account.

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Individual Retirement Accounts

(18 Month Variable Rate)

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$100.00 minimum deposit required to open account Penalty may be imposed for early withdrawal

Annual Percentage Yield


1.00%

Interest Rate


1.00%

Individual Retirement Accounts

36 Month Fixed Rate

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$100.00 minimum deposit required to open account Penalty may be imposed for early withdrawal

Annual Percentage Yield


1.05%

Interest Rate


1.05%

Health Savings Account

$100.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$25.00 annual fee Fees may be imposed when closing or transferring account

Annual Percentage Yield


0.10%

Interest Rate


0.10%

2020 Christmas Club Accounts

No minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


No minimum deposit required to open account

Annual Percentage Yield


0.35%

Interest Rate


0.35%