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Current Rates

Online Banking

Certificate Rates

Annual Percentage Yields on Certificates Effective as of November 8, 2022

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


**91 Day Certificates

Annual Percentage Yield


1.76%

Interest Rate


1.75%

Term/Account


**6 Month Certificates

Annual Percentage Yield


1.86%

Interest Rate


1.85%

Term/Account


**9 Months Certificates

Annual Percentage Yield


2.02%

Interest Rate


2.00%

Term/Account


**12 Months Certificates

Annual Percentage Yield


2.01%

Interest Rate


2.00%

Term/Account


**15 Months Certificates

Annual Percentage Yield


2.02%

Interest Rate


2.00%

Term/Account


**18 Months Certificates

Annual Percentage Yield


2.21%

Interest Rate


2.20%

Term/Account


**24 Months Certificates

Annual Percentage Yield


2.41%

Interest Rate


2.40%

Term/Account


**30 Months Certificates

Annual Percentage Yield


3.78%

Interest Rate


3.75%

Term/Account


**36 Months Certificates

Annual Percentage Yield


2.67%

Interest Rate


2.65%

Term/Account


**48 Months Certificates

Annual Percentage Yield


2.77%

Interest Rate


2.75%

Term/Account


**60 Months Certificates

Annual Percentage Yield


3.02%

Interest Rate


3.00%

1,000.00 minimum deposit required to open all accounts unless otherwise stated
**A penalty may be imposed for early withdrawal.**

Money Market Accounts- Unlimited Transactions

Annual Percentage Yields Effective as of November 8, 2022

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$5,000.00 minimum deposit required to open account
$10.00 monthly charge if balance falls below $5,000.00

Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


Balances below $49,999.99

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Term/Account


Balances of $50,000.00-$99,999.99

Annual Percentage Yield


0.25%

Interest Rate


0.25%

Term/Account


Balances of $100,000.00-$249,999.99

Annual Percentage Yield


0.50%

Interest Rate


0.50%

Term/Account


Balances of $250,000.00 or $499,999.99

Annual Percentage Yield


1.00%

Interest Rate


1.00%

Term/Account


Balances of $500,000.00 or more

Annual Percentage Yield


2.02%

Interest Rate


2.00%

Super Now Accounts- Unlimited Transactions

$2,500.00 minimum deposit required to open account. $5.00 monthly charge if balance falls below $2,500.00

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


Balances Below $2,500.00

Annual Percentage Yield


0.20%

Interest Rate


0.20%

Term/Account


Balances of $2,500.00 or more

Annual Percentage Yield


0.25%

Interest Rate


0.25%

Now Accounts- Unlimited Transactions

$500.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$5.00 monthly charge if balance falls below $500.00

Annual Percentage Yield


0.20%

Interest Rate


0.20%

Business Interest Bearing- Unlimited Transactions

$500.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$5.00 monthly charge if balance falls below $500.00

Annual Percentage Yield


0.20%

Interest Rate


0.20%

Statement Savings Accounts

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$50.00 minimum deposit required to open an account.

Annual Percentage Yield


0.50%

Interest Rate


0.50%

Club Save Kids Savings Accounts

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$50.00 minimum deposit required to open an account.

Annual Percentage Yield


0.10%

Interest Rate


0.10%

Individual Retirement Accounts

(18 Month Variable Rate)

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$100.00 minimum deposit required to open account Penalty may be imposed for early withdrawal

Annual Percentage Yield


2.02%

Interest Rate


2.00%

Individual Retirement Accounts

36 Month Fixed Rate

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$100.00 minimum deposit required to open account Penalty may be imposed for early withdrawal

Annual Percentage Yield


2.27%

Interest Rate


2.25%

Health Savings Account

$100.00 minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


$25.00 annual fee Fees may be imposed when closing or transferring account

Annual Percentage Yield


0.50%

Interest Rate


0.50%

2022 Christmas Club Accounts

No minimum deposit required to open account

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Term/AccountAnnual Percentage YieldInterest Rate

Term/Account


No minimum deposit required to open account

Annual Percentage Yield


0.50%

Interest Rate


0.50%