Rates

Term/Account Annual Percentage Yield Interest Rate

Annual percentage yields are effective on certificates opened from
Effective as of August 13, 2019

**91 Day Certificates 1.26% 1.25%
**6 Month Certificates 1.36% 1.35%
**9 Months Certificates 1.51% 1.50%
**12 Months Certificates 1.76% 1.75%
**15 Months Certificates 1.71% 1.70%
**18 Months Certificates                    1.71% 1.70%
**24 Months Certificates 1.71% 1.70%
**30 Months Certificates 1.81% 1.80%
**36 Months Certificates 1.86% 1.85%
**48 Months Certificates 1.96% 1.95%
**60 Months Certificates 2.01% 2.00%
     

$1,000.00 minimum deposit required to open all accounts unless otherwise stated
**A penalty may be imposed for early withdrawal.**

Term/Account Annual Percentage Yield Interest Rate

Annual percentage yields effective as of  August 13, 2019

‡ *Money Market Accounts- Limited Transactions    

$5,000.00 minimum deposit required to open account    
$10.00 monthly charge if balance falls below $5,000.00
     Balances below $49,999.99 0.15% 0.15%
     Balances of $50,000.00-$99,999.99 0.25% 0.25%
     Balances of $100,000.00-$249,999.99 0.35% 0.35%
     Balances of $250,000.00 or $499,999.99 0.50% 0.50%
     Balances of $500,000.00 or more 1.00% 1.00%

‡ *Super Now Accounts- Unlimited Transactions

$2,500.00 minimum deposit required to open account
$5.00 monthly charge if balance falls below $2,500.00
     Balances below $2,500.00 0.10% 0.10%
     Balances of $2,500.00 or more 0.15% 0.15%

‡ *Now Accounts- Unlimited Transactions

$500.00 minimum deposit required to open account 
$5.00 monthly charge if balance falls below $500.00 0.10% 0.10%

‡ *Business Interest Bearing- Unlimited Transactions

$500.00 minimum deposit required to open account 
$5.00 monthly charge if balance falls below $500.00 0.10% 0.10%

‡ Statement Savings Accounts

 $50.00 minimum deposit required to open an account. 0.25% 0.25%

‡ **Individual Retirement Accounts (18 Month Variable Rate)

$100.00 minimum deposit required to open account
Penalty may be imposed for early withdrawal

1.87%

1.85%

‡ **Individual Retirement Accounts (36 Month Fixed Rate)

$100.00 minimum deposit required to open account
Penalty may be imposed for early withdrawal

2.02%

2.00%

‡ *Health Savings Account  

$100.00 minimum deposit required to open account 
$25.00 annual fee
Fees may be imposed when closing or transferring account
0.25% 0.25%

*2019 Christmas Club Accounts

No minimum deposit required to open account 
0.50% 0.50%
$10.00 charge for each withdrawal made prior to maturity

At our discretion, we may change the above variable rates at any time. 

*Fees could reduce the earnings on the above indicated accounts
‡ Rates may change after the account is opened.


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